The only platform combining credit health, financial wellness, and investment intelligence.
Start free, upgrade when you're ready. All paid plans include a 14-day free trial.
30-day money-back guarantee — Not satisfied? Get a full refund.
Get started with basic financial tracking
Not included:
Complete credit health & financial wellness
$349 billed annually (save $11)
Not included:
Everything you need for complete financial vitality
$1104 billed annually (save $96)
Perfect for couples managing finances together
$1574 billed annually (save $346)
Complete financial management for families
$1968 billed annually (save $432)
Premium financial management for larger households
$3936 billed annually (save $864)
The only platform that combines credit repair, financial wellness, AND investment intelligence.
| Feature | F Fynvita Pro$99.99/mo | CK Credit KarmaFree | RM Rocket Money$6-14/mo |
|---|---|---|---|
| Credit Bureaus Monitored | All 3 | 2 of 3 | None |
| AI Dispute Letters | Unlimited | None | None |
| Bill Negotiation | Included (no fees) | None | 35-60% of savings |
| Subscription Cancellation | AI-Assisted | None | Manual assist |
| Auto Loan Comparison | Pre-Approval Odds | Basic offers | None |
| Investment Tools | Full Suite | None | None |
| Student Loan Optimization | Complete | Basic | None |
| 24/7 AI Financial Coach | |||
| Hidden Fees | None | Product ads | Success fees |
| Your Data is... | Protected | Monetized | Protected |
Credit Karma shows you credit. Rocket Money helps you budget.
Only Fynvita transforms your complete financial life.
Customize your experience with powerful extras.
Full credit reports from all 3 bureaus with detailed analysis
Advanced identity monitoring, dark web scanning, and $1M insurance
Dedicated support agent with 1-hour response time
Add 3 more users to your Family plan
Advanced cryptocurrency portfolio analysis and DeFi tracking
Credit Karma only monitors 2 of 3 credit bureaus and makes money by recommending financial products to you. Fynvita monitors ALL 3 bureaus, generates AI-powered dispute letters, includes investment tools, and has no hidden product recommendations. Your data stays private.
Rocket Money charges 35-60% of any money they save you through bill negotiation. With Fynvita Pro, bill negotiation assistance is INCLUDED at no extra cost. Plus, we offer credit repair, investment intelligence, and student loan optimization that Rocket Money doesn't have.
After your trial, you'll be charged the subscription price for your selected plan. You can cancel anytime during the trial at no cost, and we'll send you a reminder before the trial ends.
Absolutely! You can upgrade or downgrade at any time. Upgrades take effect immediately, while downgrades apply at the start of your next billing cycle.
Yes. We use bank-level 256-bit encryption, are SOC 2 Type II certified, and fully compliant with GDPR and CCPA. We never sell your personal data or use it for advertising.
The Family plan covers up to 5 household members at a fraction of the cost of individual Pro subscriptions. Plus, you get exclusive features like a family dashboard, shared goals, kids' financial education, and a dedicated account manager.
Join 50,000+ users who've transformed their financial lives with Fynvita.